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To ask questions about consolidating your loans before you apply for a Direct Consolidation Loan, contact the Loan Consolidation Information Call Center at 1-800-557-7392.

For example, what if interest rates go up, or you fall ill or lose your job?

If you submitted your application online, your consolidation servicer’s contact information was provided at the end of the online process.

Consolidating all your debts into one loan might appear to make life easier but there might be much better ways of dealing with debts.

A better option might be a 0% or low-interest balance transfer card.

This is the cheapest way if you repay within the interest-free or low-interest period.

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