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Variable-rate student loans have interest rates that can change during the repayment period.Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR.Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later.Learn more A fixed-rate student loan guarantees a single interest rate that does not change over the lifetime of the loan.

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life.

The average amount borrowers have saved by refinancing with this lender.

Unless indicated otherwise, values shown are over the lifetime of the loan.

Discover Card is serious about safeguarding your personal information online.

When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.

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